MoneyCat – Online Loan 0% With Only ID Card

With Moneycat, you can borrow up to 20,000 online with just a few simple steps, disbursing time only after 15 minutes. You only need ID without collateral. So how to borrow Moneycat fast online? Please follow the following article.

Moneycat Online Loan Application Information

Loan form  Loan Online on Website
 Procedure  ID card
 Support Area Nationwide
 Age  From 22 year old
 Loan  500 – 20,000 PHP
 Term of loan  30 – 90 days
 Interest rate  12% – 20%/year
 Disbursement time  15 minutes
 Offers  0% interest on first loan
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What is Moneycat?

MoneyCat is a multinational “Fintech Company”, now available in the Philippines. We are providing assistance in all your financial matters. You will be advised and guided accordingly on how to create a loan.

MoneyCat service will bring you a financial solutions easily and quickly: Get started by completing the online registration application, and Lending Partner will review and transfer money to your bank account within 24 hours.


Moneycat supports loan limit from 500 – 20,000 PHP, just need ID card, no appraisal, quick disbursement documents.

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Company Information:

Advantages of Moneycat

When you borrow Moneycat fast online, you will receive the following incentives:

  • Register and complete the application completely online, no travel required.
  • Loan settlement time is only after 24 hours.
  • Interest rates are public and transparent.
  • Quick and simple procedure.
  • Limit up to 20,000 installments in 3 months or before 3 months without fees.
  • 0% interest rate in the first 2 weeks, only from 12-18.25%/year.

Disadvantage of Moneycat

However, Moneycat fast online loans also have some limitations such as:

  • Low loan limit for personal consumption only.
  • The interest rate is 1 star higher than the bank rate.
  • The loan term is as short as 3 months.
  • Moneycat Fast Online Loan Limit And Time

Moneycat quick online loan has a loan limit of 500 PHP – 20,000 PHP for a maximum term of 3 months. However, for first-time borrowers, the maximum limit is only about 3,000 PHP, but they are entitled to 0% interest and no fees if they pay the loan in 7 days.

Moneycat Loan Interest Rate

The interest rate for quick loans with Moneycat ID card is 0% for first time borrowers. If you pay within the first 7 days, you will not bear any additional fees.

From the second loan onwards, the interest rate is 39.9%/year. However, this interest rate changes from time to time, Moneycat will be able to have preferential programs for customers with good credit history.

How to get loan with Moneycat


When you borrow Moneycat fast online, you will have to go through the following loan steps:

Step 1. Choose Loan Limit

Drag the orange round bar to the limit you want to borrow.

As mentioned above, for the first time loan, the maximum limit is 3,000, the maximum payment term is 90 days (3 months). However, you are exempt from interest, if you pay on time.

From the next loan registration, the loan limit is up to PHP 20,000 and there is no limit to the number of registrations.

After choosing a loan, enter your first and last name along with a phone number to continue to the next step.

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Step 2. Complete the Profile

In this step, there are requirements to help complete the profile, specifically you will provide the following information.

Personal information:

  • Email
  • ID number
  • Date and place of issue
  • Date of birth
  • Sex
  • Marital status
  • Brand of phone you are using


  • Province/District District/Ward Commune
  • Street/Number of Houses/Apartment
  • Living time

Job information:

  • Form: company or self-employed
  • Income

Bank account infomation:

  • Account number
  • Bank opening account

When filling out, you must fill in all the information completely and accurately for quick approval. For those of you who do not have a stable job, you should choose a freelance worker with an income of 7,000 or 8,000.

Step 3. Verify ID card

In this step, you take 2 front and back ID cards and a selfie with your ID card. Then upload to Moneycat to verify the information.

Step 4. Loan Confirmation

Here is the final step. To complete the registration process, please provide the information of a relative that Moneycat can contact. Note, this person must know that you have a loan application on Moneycat.

Step 5. Loan Review and Disbursement

After completing the application, the account is reviewed in 5 to 10 minutes. Results will be returned immediately to the phone message and email that you have registered.

See also: Robocash – Quick Loan Online 0% Interest Disbursement 24/7

Does Moneycat Scam Customers?

There is a lot of information that Moneycat scams customers, is that true?

In fact, Moneycat does not scam customers, why?

Moneycat is a lender that has confirmed its credibility by many customers.

All information about the loan such as interest rate, service fee, penalty fee … are publicly transparent and clear and only disburse documents when the customer agrees.



How to repay Moneycat

With Moneycat, you can Pay online/ Bank Cash Payment/ GCash

First you need to access Account Page;

Pay online/ Bank Cash Payment/ GCashEnter the OTP Code sent through SMS and then click the «Log in» button;

Select 1 Payment Method & click the «Pay loan» button

– Repayment amount for today (Full Repayment);
– Amount to renew (For Prolongation/Extension);
– Any Amount (For Partial Payment);

Select the Payment Option (online banking/ e-wallet, over-the-counter/ ATM banking others);

All Dragonpay payment partners are in the list so just choose what is convenient for you;

*Note: Payment method may vary depending on the one you will choose.

*Some payment methods can receive an email from Dragonpay to get the Reference number (Reference number is different from Lifetime ID). You can use either during repayment.

Once they receive your payment, we will send a confirmation email.

Frequently asked questions about Moneycat

The application is approved but want to cancel the loan?

When customers want to cancel the loan, customers do the following:

  • If the customer has not received the loan, the customer immediately calls the Moneycat Customer Care Center for instructions on how to cancel the loan.
  • If the money has been received, you must return it within 2 days of receiving the money and notify the lender.

If you do not follow the steps, your contract will become effective and you will not have the right to cancel the loan.

How to check if the loan application is approved or not?

At the phone number you have registered, information about the loan status will be sent. Once the loan is approved, you will receive an SMS to this phone number.

Is it possible to settle Moneycat loan documents before the due date?

Customers can completely prepay without having to pay any additional fees. If you only repay part of the loan, interest will continue to be calculated based on your remaining balance.

Can bad debt borrow Money Cat money?

Moneycat can still assist you with loans when you are in bad debt. Please contact Moneycat’s customer service center for instructions on specific procedures.

What should I do if I do not receive the OTP code?

If you have not received the OTP via SMS or automated call within 5 minutes, please check your phone network connection and close the browser application and restart the phone.

How many loans are registered?

Moneycat does not limit the number of times to register and advise customers on loans. However, each customer has only 1 valid contract at a time.


Above is all information about Moneycat fast online loan. You probably already know how to borrow as well as the limit, interest rate and loan term. Hope you have a reasonable loan plan. Good luck with your loan!!!

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