Metrobank – The Trusted Bank For Filipino

Metrobank is one of the most trusted brands in the Philippines. It has been around for more than 50 years, and it’s been providing customers with financial services from day one. 

It offers more than just your typical banking services and also provides investment and treasury management services to its clients. If it’s still strange to you, give it a try today with our post below!

You’re in good hands with Metrobank


What Is Metrobank?

Metropolitan Bank & Trust Company, founded in 1962, has grown to become the Philippines’ primary universal bank and one of the most important financial organizations of the country. With a history spanning nearly 60 years, the bank aspires to provide meaningful banking to Filipinos.

Their tagline “You’re in Good Hands” represents the objective of becoming the most reliable bank for stakeholders, which extends to their customers and the whole community. Metrobank consistently implements customer-centric strategies, resulting in increased revenue and service quality.

Through a team of dedicated staff that follows outstanding work ethics, good corporate governance, meticulous planning, and decision making, Metrobank developed a stable and successful institution that conforms solely to international best standards.

The bank presently has approximately 2,300 ATMs nationally, 950 domestic branches, and 32 subsidiaries, international branches, and representative offices.

Metrobank Operation And Development

Though Metrobank is the Philippines’ second-largest bank, it was initially established to service the Chinese-Filipino community in Binondo, Manila. Only a few years later, it spread internationally.

The first international branch of Metrobank set its location in Taiwan, followed by another in Hong Kong. It was also the earliest Philippine bank to open a branch in the United States, with Guam serving as the initial location. Later on, Metrobank established other branches in the main cities, such as New York and Los Angeles. 

It opened operations in London, Tokyo, and Seoul in the late 1990s while continuing to grow and expand within the Philippines. It’s also worth noting that Metrobank was honored to be the first bank to receive the banking license from the Japanese Ministry of Finance. It was also the first Philippine bank in both Korea and China. 

Is Metrobank A Government Or A Private Bank? 

Metrobank is known as a government bank with:

  • 48.2% owned by the public
  • 37.2% owned by GT Capital Holdings, Inc.
  • 14.6% owned by the Ty family and associated parties

Metrobank, as a prominent leader in the domestic banking business, has become a reliable banking partner, remaining true to its marketing slogan of “You’re in Good Hands.”

metrobank branch

Metrobank branch

What Products And Services Do Metrobank Provide?

Metrobank provides a wide range of services, including credit cards, small and medium-sized business loans, personal loans, home loans, car loans, and deposit accounts. As the leading institution in the banking business, its values remain faithful to the products and excellent customer service!


Saving is the first step toward establishing a solid financial foundation. If you intend to open a savings account in the Philippines, Metrobank can walk you through the process. They promise your funds are always secure, and your accounts are only accessible to you. The longer you hold your money, the more it earns.

Metrobank can help you with their exclusive product – an all-in-one account that includes a debit card and a passbook. You can enjoy the convenience of this checking account that pays interest. It is the pinnacle of adaptability, allowing you to transact in the most flexible ways no matter where you are – domestic or foreign.

Below are some advantages:

  • Include a checkbook, passbook, and a debit card
  • Allows you to use your debit card to have global access to Maestro and Cirrus POS machines.
  • Register the Metrobank Online and Metrobank Mobile app
  • Give profits

metrobank app

Metrobank mobile app

You can reward yourself for saving by increasing the value of your money through time deposits. When you open a time deposit with Metrobank Online, you can earn higher interest rates on your money, even up to 1.25 percent each year.

Metrobank Online​

You can experience your meaningful banking at any time and from any location. Metrobank allows you to access your accounts whenever and anywhere you want using a web browser on any Internet-connected device. With their online banking and more than 400 billing partners, you can pay your bills on time.

With this set of services, you may enjoy meaningful banking at the most convenient, regardless of your location in the Philippines or overseas.

At the moment, you can use their international money remittance services to transfer money promptly and securely. Beneficiaries can expect to get their funds within 24 hours. Furthermore, recipients can claim funds from over 11,000 partners in the Philippines by utilizing a single reference number.

Escrow Services

Escrow services of Metrobank involve getting an unbiased third party to hold funds so that you and another institution or person can meet the terms of a transaction. These services will assist you in preparing the relevant documentation and safeguarding the funds until they are ready to release.


Metrobank can upgrade your life whenever you want to buy a property, build, renovate, or personalize your dream home. They assist you in purchasing a house with a minimum loan amount of PHP 500,000 and reimburses that amount within one year from the purchase date. 

Credit Cards

Metrobank provides a minimum loan amount of PHP 500,000 and reimburses that amount within one year after the purchase date. You can get up to an 8% discount on groceries, streaming services, phone bills, and school supplies.

Metrobank credit card

Metrobank credit card

Is Metrobank A Reputable Bank? 

With a long history of over 50 years, it aspires to provide meaningful banking to Filipinos all around the world. Many prestigious organizations have honored the Metrobank Group for its efforts and accomplishments in 2021:

Metrobank award

What Is the Metrobank Hotline? 

Metrobank Contact Center

Domestic Toll Free: 1-800-1888-5775

Metro Manila: (02) 88-700-700

Corporate Customer Care

Domestic Toll Free: 1-800-10-857-9727

Metro Manila: (02) 8898-8000

(press 2 – 2)

What Is Metrobank Working Time?

Metrobank keeps operating with shortened banking hours in all branches around the country. Since August 2021, its branches have adhered to the following schedule:

9:00 AM – 2:00 PM, Monday to Friday (except for local and national holidays)

The clearing cut-off time for check deposits made over the counter has been moved to 2:00 PM.


If you’re in the market for a new bank, we hope that this blog post has helped to dispel any misconceptions and questions about Metrobank. You deserve nothing less than what’s best for your money! 

Their online banking services are quick and easy to use. Now you can bank on the go with your smartphone or tablet too! They offer convenient ATM locations nationwide, so no matter where life takes you, there’s always a branch nearby.

See also: Metrobank Credit Card – The Right Offer For You

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