Metrobank Credit Card – The Right Offer For You

If you’re looking for a credit card that offers not just convenience and rewards but also the ability to earn more money on your purchases, then it’s time to start thinking about a Metrobank Credit Card. This article will provide all of the information needed before making such an important decision!

Metrobank credit card

What Is A Metrobank Credit Card?

Metrobank credit cards are great tools for making purchases through an assigned line of credit granted by the financial institution. When using credit cards, it’s important that you pay back what you spent in a timely manner.

Metrobank credit cards allow you to pay for your purchases at the end of a billing cycle based on an easy-to-read Statement Of Account that will list all card transactions during that period.

Metrobank credit cards provide clients with unparalleled benefits and convenience:

• Convert those credit limits that you haven’t used to cash – 1% monthly with an approximately-60-month tenor.
• Breeze through payments when clients convert their straight purchases into low-interest monthly installments
• Manage clients’ monthly utility bill payments.
• Get the Metrobank virtual card in 48 hours after approval
• Get help with clients’ credit card concerns in a few clicks through Facebook Messenger.
• Share the benefits and promotions of Metrobank credit cards with family and friends.

What Are The Types Of Metrobank Credit Cards?

Below are some types of Metrobank credit cards:

Metrobank Titanium Mastercard

Titanium Mastercard

Features

• Earn 2x rewards points when paying for dining, department store, and online shopping
• Earn 1 point for each ₱20 spent
• Enjoy 0% interest installment plans for up to 24 months
• Enjoy exclusive credit card features
• Perfect for: money-savvy cardholders shopping for essentials

Fees

• Annual Fee: P2,500 / year
• Annual Fee Waiver: Yes

Metrobank Rewards Plus Visa

Features

• Earn 2x reward points when paying for transportation, electronics, and online shopping
• Earn 1 point for each ₱20 spent
• Enjoy 0% interest installment plans for up to 24 months
• Enjoy exclusive credit card features
• Ideal for: tech-savvy cardholders & online shoppers

Fees

• Annual Fee: P2,500 / year
• Annual Fee Waiver: Yes

Metrobank Platinum Peso Mastercard

Features

• Earn 1 reward point for each ₱20 spent
• Earn 3x reward points when purchasing at Rustan’s Department Stores
• Get access to Metrobank’s 24-Hour VIP Concierge Service
• No annual fee for the 1st supplementary card
• Perfect for: premium seekers & VIP cardholders

Fees

• Annual Fee: P5,000 / year
• Annual Fee Waiver: Yes

Metrobank Toyota Mastercard

Features

• Earn 2x rewards points for each ₱20 spent at all Toyota dealers
• Get 3% discount when purchasing fuel at participating Petron stations
• Get 10% discount when purchasing genuine accessories, parts, and labor at any Toyota dealer
• Access to Metrobank’s 24/7 roadside assistance service
• Perfect for: cardholders who have Toyota vehicles

Fees

• Annual Fee: P2,500 / year
• Annual Fee Waiver: Yes

Metrobank Vantage Mastercard

Vantage Mastercard 

Features

• Earn 1 reward point for each ₱20 spent
• Contactless cards
• Enjoy exclusive credit card features
• One of the market’s credit cards that offers the lowest annual fee
• Perfect for: first-time cardholders & young adults

Fees

• Annual Fee: P1,500 / year
• Annual Fee Waiver: Yes

Metrobank M Lite MasterCard

Features

• Offer the lowest finance charge in the market
• Get quick cash from ATMs and pay in monthly installments
• Contactless card
• Perfect for: first-time cardholders & frugal shoppers

Fees

• Annual Fee: P1,500 / year

Metrobank Dollar Mastercard

Features

• Billed in US dollars for each overseas spend
• Shop internationally (both online and offline!)
• Contactless card
• Perfect for: shopping online in international stores

Fees

• Annual Fee: P80 / year

Metrobank Travel Platinum Visa

Features

• Earn 1 reward point for each ₱17 spent on travel and abroad
• Get access to 950 airport lounges throughout the world
• Free travel insurance (up to ₱5 million)
• No annual fee for the 1st supplementary card
• Perfect for: frequent travelers & premium perk seekers

Fees

• Annual Fee P5,000 / year

What Are The Eligibility Criteria For Metrobank Credit Card Application?

How to apply for new Metrobank credit cards?

Before applying for a Metrobank credit card, you should check to see if you meet the following criteria:

• Between the age of 18 and 70
• At least P350,000 of gross annual income
• At least six months as a regular employee or as a primary credit cardholder with another bank.

What Are The Documentary Requirements For Metrobank Credit Card Application?

If you are eligible, you can immediately begin the Metrobank credit card application process. The next step is to gather all of the essential requirements and double-check that everything is in order before submitting your application.

You must possess one or two valid IDs below:

• Driver’s license
• Passport
• UMID or SSS ID
• TIN ID
• PRC ID

If You Are Employed

• Latest Income Tax Return
• Duly signed copy of BIR Form 2316
• The last 3 months payslips
• Certificate of Employment (COE)

If You Are Self-employed

• Latest Audited Financial Statement
• Latest Income Tax Return

The Foreigner Residing In The Philippines

• Proof of Income or Employment
• Alien Certificate of Registration
• Immigration’s Certificate of Residence or VISA

If you’ve owned a credit card with another bank for nine months, you should prepare the latest billing statement.

Steps To Apply For Metrobank Credit Cards

Now that everything is ready, it’s time to apply for Metrobank credit cards. Just go to the Metrobank application portal and begin the procedure.

1. Simply tick the corresponding box on the application portal if you already have a Metrobank credit card or not.
2. On the following screen, choose the type of credit card you want to apply for and enter your personal information. When you’re finished, check the terms and conditions box and then click Next.
3. You will then receive your Online Reference Number (ORN). Copy and paste it into your notes since you’ll need it to keep track of your Metrobank credit card application later.
4. Fill out the form with your address and other personal information, then click Next.
5. Enter your financial details and click Next.
6. Now tick to choose if you are a Metrobank depositor or not.
7. Enter your information below if you have another credit card. If not, just skip it.
8. Enter the name that you want to appear on your Metrobank credit card. Following that, specify where you want your credit card and the bank’s statement delivered. When you’re finished, click Next.
9.  Submit digital copies of your documents. Once it finishes loading, you’re good to go!

How Long Does It Take For Metrobank Credit Card Approval?

Your credit card application will be examined and processed in 2-3 weeks after you submit the fully completed application form and requirements. 

To check on the application status, you can contact Mia at Metrobank via Facebook Messenger, follow the on-screen instructions and provide your ORN!

Conclusion

We hope this blog post has helped you get a better understanding of what the Metrobank Credit Card is and how to apply for it. If you are looking for a way to manage your finances, save money on interest rates, and avoid overspending, then don’t wait another minute. You’ll be glad that you did!