One of the quality and effective online loan applications today cannot be ignored Kviku. This is a fast loan application that only requires ID card, simple loan process and automatic loan approval without face-to-face meeting. So how to borrow money from Kviku? Please follow the following article.
Table of Contents
- 1 Kviku Online Loan Information
- 2 What is Kviku?
- 3 Advantages When Borrowing Money Online Kviku
- 4 Disadvantages When Borrowing Money On Kviku
- 5 Kviku Loan Limit And Term
- 6 What is the Kviku Loan Interest Rate?
- 7 Kviku Online Loan Conditions
- 8 How To Repay Kviku
- 9 How To Apply Kviku Online Loan
- 10 Frequently Asked Questions About Kviku
- 11 Conclusion
Kviku Online Loan Information
|Loan type||Get a quick loan online at the website or download the loan platform on your phone|
|Limit||1,000 – 25,000|
|Term of payment||90 days – 180 days|
|Supported ages||From 20 years old – 60 years old|
|Interest||0% first loan, 12% – 20% second loan.|
|Procedure||Just ID card|
|Apply Kviku now|
What is Kviku?
Kviku is a fast online loan platform copyrighted by Kviku Lending Co. INC. with registration number 3169. The company operates in the financial sector such as consulting, customer linking, loan limit from 1 – 25,000 PHP.
However, Kviku is not a financial institution, bank or lender. Kviku is an platform to help find and negotiate the best online loans for customers, it acts as an intermediary, connecting borrowers and reputable lenders.
Currently Kviku is a partner of reputable lenders in the market such as Robocash (Digido), MoneyCat, OLP,…
- Kviku Lending Co. INC.
- 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines SEC Registration No. CS201918702.
- Certificate of Authority No. 3169
- NPC Registration No. PIC-001-791-2021
Advantages When Borrowing Money Online Kviku
When applying for a quick loan from Kviku, customers will receive the following advantages:
- No need to meet, no need to travel takes a lot of time because registration and review is 100% online.
- The procedure only requires ID card
- Disbursement takes only 5 minutes.
- When there is bad debt loans are still supported.
- No need to prove assets, no need for collateral, exempt from appraisal of relatives.
- Support loans in all cities in Philippines.
Disadvantages When Borrowing Money On Kviku
In addition to the above advantages, Kviku loans also have limitations such as:
Small loan limit from 1 to 25,000.
The loan period is relatively short from 60 days
There is no 0% interest rate offer like OLP, Moneycat, Oneclickmoney, Robocash,..
Kviku Loan Limit And Term
Kviku supports monthly installment loans with just ID card with limit from 500 PHP – 25,000 PHP for a period of 60-180 days.
What is the Kviku Loan Interest Rate?
This interest rate may fluctuate depending on the loan time, loan limit or loan term and is calculated according to the decreasing outstanding balance with a daily interest rate of 0.16%.
Kviku Online Loan Conditions
To be approved for a Kviku loan, you just need to meet the following conditions:
- You are a Filipino citizen, 20-55 years old and have a valid Government ID.
- Your mobile phone number is not blocked.
- You have registered on the website.
How To Repay Kviku
Repay Kviku loan with a bank card?
Go to the web page: kviku.ph and click the “Pay” button.
Enter your card details (card number, expiry date, card owner, three-digit code on the back of the card).
Enter the SMS confirmation code that will be sent to your number.
Repay Kviku loan in cash
You can do this by depositing to our bank account.
On your Profile, click the “Pay” button, then select “Bank transfer”.
The bank details will appear in a new window. You can pay at any nearby bank.
Important: Bank transfers sometimes take up to 5 days. To avoid any inconvenience, send the proof of payment with the date by e-mail to: firstname.lastname@example.org. This will prevent delays in your repayment.
Some bank transfers take up to 5 working days. You have to send a scan of the proof of payment to email@example.com. This will prevent delays in your repayment.
We also advise you to use on-line bank services or to go to any branch to avoid the delays of this type. In case of a late transfer, write us an email: firstname.lastname@example.org.
How To Apply Kviku Online Loan
Step 1: Fill in the application form online: All you need to do is fill out our simple application form on the website, take a picture of yourself and your document
Step 2: Wait for approval: In a few minutes, you will receive an SMS with a decision on your application
Step 3: Receive your money instantly: Your money will be transferred to your bank account within 60 minutes
Frequently Asked Questions About Kviku
What is the Kviku loan limit?
Kviku loan platform is currently lending with a limit of 500 – 25,000 PHP.
What are Kviku loan conditions?
Loans at Kviku only need a valid ID card and a bank card to receive money.
How long does it take to disburse?
About 24 hours after the application is approved, the capital will be disbursed to the customer’s account.
How much is Kviku loan interest rate?
The lowest interest rate that Kviku is applying with a daily interest rate of 0.16%.. Interest rates will vary depending on the partner, the amount of debt decreasing and the credit score history of the borrower.
Above is all the information about Kviku loans that you need to know. Hope you will choose the right fast loan option. If you still have questions, you can leave a comment, we will answer in detail.