EastWest Credit Card – Why You Should Have One

EastWest Credit Card will give you everything that other cards offer with some added benefits for students like free tuition fees, discounts on movies and concerts, and more. If you are interested in this amazing card, read this article to find out more about it!


What is an Eastwest Credit Card?

What is An EastWest Credit Card?

EastWest Credit Card is a perfect financial partner. When you come to the East-West Bank, you can find credit cards for every need and want! Different types of cards will make shopping easier in their own ways.

No matter if it’s discounted from favorite merchants or offers to help pay off debts more quickly by paying an installment plan monthly without interest charges on purchases made, you will find your goals fulfilled after getting an EastWest card!

It’s all up to how much flexibility you want, as there are no limits here at EastWest bank – choose what rewards system works best suited towards your lifestyle needs!

How Many Types Of Cards Does EastWest Bank Have?

There are two kinds of credit cards that you can opt for: Visa and Mastercard. The difference between the two cards is in what payment network it operates on; otherwise, these debt-like accounts operate similarly to each other. 

However, EastWest Bank has classified their different types according to your use of the card as well! There’s a card just for going shopping or dining out (or even taking vacations), which will attract discounts depending on your needs – so allow us to be more specific:

  1. EastWest Practical Mastercard
  • Good for: Low-income workers seeking an easy card to apply and qualify for
  • Fee: PHP 1,400/Year
  • Rate of interest: 2%
  • The lowest rate of monthly input: PHP 10,000
  1. EastWest Hyundai Mastercard
  • Good for: Hyundai car owners who want to make the most out of their car-related purchases
  • Fee: PHP 2,000/Year
  • Rate of interest: 2%
  • Lowest rate of monthly input: PHP 15,000

3, EastWest Bank Visa/Mastercard Classic

  • Good for: Those who seek to collect points fast via daily usage
  • Fee: PHP 1,500/Year
  • Rate of interest: 2%
  • Lowest rate of monthly input: PHP 15,000
  1. EastWest Bank Visa/Mastercard Gold
  • Good for: Those who love traveling here and abroad and those who want to enjoy great rewards
  • Fee: PHP 2,500/Year
  • Rate of interest: 2%
  • Lowest rate of monthly input: PHP 40,000
  1. EastWest Dolce Vita Titanium Mastercard
  • Good for: Those who want to enjoy the finer things in life through lifestyle purchases
  • Fee: PHP 2,000/Year
  • Rate of interest: 2%
  • Lowest rate of monthly input: PHP 25,000
  1. EastWest EveryDay Titanium Mastercard
  • Good for: Those who use the card in their everyday lives
  • Fee: PHP 2,800/Year
  • Rate of interest: 2%
  • Lowest rate of monthly input: PHP 40,000
  1. EastWest Platinum Mastercard
  • Good for: Philippine’s travelers who tend to spend a lot
  • Fee: PHP 0/Year
  • Rate of interest: 2%
  • Lowest rate of monthly input: PHP 150,000.
  1. EastWest Singapore Airlines KrisFlyer Platinum Mastercard
  • Good for: Frequent travelers of Singapore Airlines Krisflyer who want to have more assurance while flying.
  • Fee: PHP 0/Year.
  • Rate of interest: 3.50%
  • Lowest rate of monthly input: PHP 150,000.

Benefits of Eastwest Credit Card .jpeg

Benefits of Eastwest Credit Card

Why Should You Choose an EastWest Credit Card?

  • You get rewards points every time you use the card
  • One-Time Password feature ensures safety
  • Embedded EMV chip provides a great sense of security
  • In case of emergencies, the spending limit increases
  • Free insurance for many situations
  • Flexible options for a monthly subscription

Why should you choose an Eastwest Credit card? .jpeg

Why should you choose an Eastwest Credit card?

What Are The Eligibility Criteria To Apply For An EastWest Credit Card? 

  • 21 years of age or over.
  • Filipino citizens or foreigners who have claimed residency in the country
  • Minimum yearly income must be:
  • Hyundai Mastercard, DLSAA, EastWest Classic: Php180,000
  • EastWest Mastercard/Visa such as EveryDay Titanium Mastercard, Gold Visa/Mastercard, and Visa Platinum: Php480,000 
  • Dolce Vita Titanium Mastercard: Php300,000 
  • Platinum Mastercard: Php1,800,000 
  • Singapore Airlines KrisFlyer Platinum Mastercard: Php1,200,000 
  • Have a landline/mobile/business phone number.

What Documents Are Required for EastWest Credit Cards?

(For Principal and Supplementary Card Applicants)

  • One verified copy of: qualified ID with your signature and picture on it (i.e: SSS ID, PRC ID, Passport, Driver’s License, Postal ID, Company ID,  etc.)
  • Application Form of EastWest Credit Card (complete)

What is required for an Easwest Credit Card?

You should also bring along:

For employed people: (only Main Card Applicant)

  • Most recent Service Record for government employees
  • Most recent 2316/ITR BIR Form
  • Most recent three (3) Months Payslip
  • Employment Certification slip stating the state of compensation breakdown
  • Appointment Letter/Personnel Action Memo slip
  • Most recent Account Month Statement and Legitimate Reference of Credit Card 
  • Salary Adjustment Memo within the nearest month

If you have your own business, bring both: (For Main Card Applicant only)

  • Most recent Financial Statements that is Audited(if applicable)
  • Most recent 1701/ITR BIR Form
  • Latest Account’s Month Statement and Legitimate Credit Card Reference

For foreigners who have claimed residency:

  • Registration of Alien Certificate (only when the slip has Permanent Status)
  • Certification from the Embassy (for personnels working in the Embassy)
  • Special Investor’s Resident Visa (SIRV)
  • Visa issued within Section 9g and 9d (immigration Act 1940)
  • Visa from the PEZA 

Note: Did you know that if your card is newer than April 30th of this year, the annual fee will be waived? That means new applicants to our bank deserve some extra love!

5 Steps In The EastWest Credit Card Application

Follow these five easy steps so you can choose the right credit card and apply for it too:

Step 1: Pick a card based on your needs

Step 2: Check your eligibility

Step 3: Gather documents

Step 4: Head to the bank

Step 5: Continue with the bank’s instructions

Here are the steps to register for a credit card with EastWest online:

  1. Head to the EastWest Bank’s website (www.eastwestbanker.com).
  2. Click “Enroll” on the front page.
  3. Punch in your credit card number and its expiry date. Confirm your input with the button below the form.
  4. Punch in the one-time password (OTP) you receive via SMS. 
  5. Create a log-in identification by putting in a username and a password.
  6. Choose three security questions to confirm your usage.
  7. Proofread the information.
  8. Try logging in with the information afterward.

How Long Do You Have to Wait for Your EastWest Credit Card?

EastWest Credit Cards is committed to providing excellent service, and they will be in touch with you within 10-15 banking days. If there’s anything about your application status, feel free to get ahold of them through these contact details:

  • Landline: (02) 8888-1700
  • Email: cards@eastwestbanker.com

You may receive a card type other than your choice. The actual card that you’ll get is determined by the evaluation of your EastWest credit application, but remember it can take some time, and there will likely be delays if there are inconsistencies in documents or missing items like passports, for example.

Therefore, it is highly recommended that you double-check everything to avoid problems down the line!

Beneficial Eastwest Credit Card .jpeg

Beneficial Eastwest Credit Card


If you are looking for a credit card that is easy to qualify for, with no annual fee, and offers competitive rates, EastWest Credit Cards can be an excellent choice. The application process takes less than five minutes online, and approval happens quickly. Get yours today!

See also:

Leave a Reply

Your email address will not be published. Required fields are marked *