BPI Credit Card – Find The Right Offer For You

Do you have a BPI credit card? What are the benefits of having one? We bet you didn’t know that there are different types of cards to suit your needs. That’s why BPI Credit Card offers you an array of choices, from low-interest rates and cashback rewards to a reasonable annual fee and a bundle of freebies just for signing up.

Let’s jump to this post right away to learn more about the benefits of these types of credit cards.

What Is A BPI Credit Card?

BPI offers a variety of credit cards to suit your needs, lifestyles, and budgets. It is easy to become overwhelmed with the many types of credit cards available. 

You may not know what will work best for you until you do some research on our site and find something that suits all your criteria – it may even change over time as life progresses with new goals in mind.  

What Are The Types Of BPI Credit Cards?

BPI Blue Mastercard

With BPI Blue, you can enjoy the convenience of traveling without any worries. Get access to 29 million places worldwide with this card and get free travel insurance up to ₱2M. With the Philippines as its home country, this card is sure to provide you with a variety of rewards and perks.

Features

• For every ₱35.00 charged to your card, you’ll earn one Real Thrills Rewards point.
• When you use your credit card to pay for groceries, you’ll get one (1) Real Thrills Rewards Point for each ₱35.00 you spend.
• Charge your purchases to your card and earn one (1) Real Thrills Rewards Point for every ₱35.00 you spend.
• Make sure to pay your utility bills with the card and earn one (1) Real Thrills Rewards Point for each ₱35.00 spent.

Eligibility

• Minimum monthly income: ₱15,000
• Age requirement of principal holder: 21 – 100
• Holder of an existing credit card: Not compulsory

Fees

Interest Rate: 3.5%

Balance Transfer: 0.79%

Annual Fee: ₱1,550

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BPI Blue Mastercard

BPI Gold Mastercard

The best travel credit card is one that’s always with you. You never know when a disaster or emergency might strike, so the protection offered by this card should be at hand every day of your life! It offers up to ₱10M worth of coverage in case something goes wrong while traveling abroad.

Features: 

• ₱35 for 1 point on every spend.
• Get insurance for up to ₱10 million with the Travel Insurance package.
• Get up to 100% of your credit limit with a cash advance.
• Get exclusive deals and save big with your BPI credit card.

Eligibility

• Minimum monthly income: ₱40,000
• Age requirement of principal holder: 21 – 100 years
• Existing cardholder: Not mandatory

Fees

• Finance Charges: 3.50% / month
• Supplementary: ₱1,125.00 (Free for 1st time)

BPI Gold MasterCard

BPI Edge Card

The BPI Edge Credit Card is the perfect card for those looking to score some deals on their next big purchase. With so many cool perks and discounts, you’ll always have an exciting time shopping or going out. Get your hands on this top-of-the-line credit card now before there’s nothing left at these great prices anymore.

Features

• Every pesos spent is worth 50 points.
• Cardholders are guaranteed to enjoy exclusive discounts and deals all year long.

Eligibility

• Minimum monthly income: ₱15,000
• Age requirement of principal holder: 21 – 100 years
• Existing Cardholder: Not compulsory

Fees

• Finance Charges: 3.50% / month
• Supplementary: ₱660.00 (Free for 1st time)

See also: About BPI – Every Detailed Information You Need To Know

BPI Delta SkyMiles Platinum Card

The BPI Delta SkyMiles Platinum Credit Card is the perfect balance between earning rewards and protecting your money. By shopping globally, you can get one mile every time you make a payment of ₱45 with this card! You also have double mile opportunities on any ticket purchased at just 1 cent more than usual, globally, as well as free travel insurance coverage worth up to 20 million pesos.

 

Features

• ₱45 = 2 mi on DL tickets
• ₱45 = 1 mi Airmiles
• For each ₱45 spent on DL tickets, you’ll get double mi
• SkyMiles are the best way to fly. You can use them for any Star Alliance member airline, and they never expire.
• Up to ₱20 million in travel insurance.

Eligibility

• Minimum monthly income: ₱83,334
• Age requirement of principal holder: 21 – 100 years
• Existing Cardholder: Not compulsory

Fees

• Finance Charges: 3.50% / month
• Supplementary: ₱2,500.00 (Free for 1st time)

BPI Delta SkyMiles Classic Card

The BPI Delta SkyMiles Classic Credit Card is among those must-haves for aspiring international travelers. You’ll receive unlimited miles spending anywhere worldwide, and they’re non-expiring, meaning that your points never lose their value.

Not only does this card come with up to ₱10 million worth of travel insurance coverage, but it also gives customers peace of mind knowing if something were to happen, they can get help fast. As there’s nothing worse than being stuck without any options at hand.

Features

• ₱45 = 1 mi Airmiles
• Use your points to fly with DL.
• Exclusive deals, only available to credit cardholders of BPI.

Eligibility

• Minimum monthly income: ₱15,000
• Age requirement of principal holder: 21 – 100 years
• Existing Cardholder: Not compulsory

Fees

• Supplementary: ₱1,025.00 (Free for 1st time)
• Finance Charges: 3.50% / month

BPI Ayala Malls Amore Card

Receive up to 4% in rebates, 5% discount on cinema tickets, and exclusive perks while shopping at your favorite Ayala Mall or partner establishment. You could earn it by simply dining out with friends and family who have accounts as well.

Features

• For every ₱1,000 spent at a restaurant, you will receive a 4% discount.
• For every ₱1,000 spent in stores, you will receive a 4% discount.
• ​​Enjoy exclusive deals and discounts available only to BPI credit cardholders.

Eligibility

• Minimum monthly income: ₱15,000
• Age requirement of principal holder: 21 – 100 years
• Existing Cardholder: Not mandatory

Fees

• Finance Charges: 3.50% / month
• Supplementary: ₱1,025.00 (Free for 1st time)

BPI Ayala Malls Amore Platinum Card

Enjoy the best of what Ayala has to offer with this exclusive mall membership. You’ll be able to enjoy savings and discounts from your favorite brands while earning rebates on everything you buy at any participating merchant in our malls. 

Plus, get invites for events only reserved for members like free movie tickets or breakfast vouchers – all without having an annual fee involved.

Features 

• Rebates are limited to a total of 25,000 per calendar year.
• Ayala Cinema tickets are discounted by 5%.
• If you enjoy shopping, this card will be your best friend.
• BPI credit cardholders can enjoy exclusive perks and discounts all year long.

Eligibility

• Minimum monthly income: ₱83,334
• Age requirement of principal holder: 21 and 100 years.
• Existing Cardholder: Not compulsory

Fees

• Supplementary: ₱2,500.00 (Free for 1st time)
• Finance Charges: 3.50% / month

BPI Petron Card

The BPI Petron Credit Card is a great way to save money on fuel and other goods. With the 3% rebate, you can get more for your peso at every gas station. 

You’ll also enjoy discounts of up to 10%, depending on what brand or type of vehicle this cardholder has registered with them. The new principal cardholders will receive a free 200-peso fuel voucher.

Features

• At certain Petron stations, you can get a 3% discount on your fuel.
• Petron outlets will receive a 3% fuel rebate.
• Newly Approved Principal Cards receive a ₱200.00 fuel credit.

Eligibility

• Minimum monthly income: ₱15,000
• Age requirement of principal holder: 21 – 100 years
• Existing Cardholder: Not compulsory

Fees

• Finance Charges: 3.50% / month
• Supplementary: ₱775.00 (Free for 1st time)

What Are The Documentary Requirements For BPI Credit Card Application?

The filled-out application form together with the following documents:

For Employed:

• Government-issued identification
• A photocopy of the most recent BIR Form 2316
• COE (Certificate of Employment) and most recent pay stubs

For Self-Employed:

• Government-issued identification
• BIR or bank stamp on the most recent audited financial statement
• BIR or bank stamp on the most recent income tax return

For Foreign Residents:

• Passport
• Work Permit/ Embassy Accreditation Papers and Alien Certificate of Registration

Steps To Apply For A BPI Credit Card

After you apply for your BPI credit card, we will review and approve the application.

In order to process this request as quickly as possible, please follow these steps:

1. Visit the BPI website at www.bpi.com.ph.
2. At the upper part of this page, click on “Apply for a credit card.”
3. Select up to two BPI credit cards that meet your requirements, then click “Start Application.”
4. You can find an application with fields where you have to enter information about yourself and your employment, finances, or supplementary cardholders (if any).
5. Check your answers for accuracy and completeness.

How Long Does It Take For BPI Credit Card Approval?

As soon as your application is approved, it can take up to two weeks for BPI and all major banks’ credit card processing systems are updated with the new information. 

It’s recommended that you don’t apply again until this time frame has passed in order not to disrupt any pending applications or cause delays because of multiple approvals on different financial institutions’ accounts.”

Conclusion

So what’s the best BPI credit card for you? Well, they have an array of choices that will fit your lifestyle and budget. Owning one BPI credit card can greatly benefit you when traveling abroad or even when you’re just staying in your country.

If you have any questions about which card would work best for your needs, please don’t hesitate to reach out!

See also: BPI Hotline – The Best Customer Service

 

See also:

• Citibank Credit Card – Why Should You Choose It
• BDO Credit Card – What Benefits Does It Offer?
• EastWest Credit Card – Why You Should Have One
• HSBC Credit Card – A Financial Option For You