Akulaku Installment Detailed Review (2022)

Akulaku installment loan is a great way to consolidate your debt and put yourself in the position of not having any monthly payments. 

Many benefits come with getting an Akulaku application, but there are also some downsides. If you have ever considered getting one of these loans, continue reading this blog post so that you can learn more about them!

Akulaku Logo

Akulaku Logo

About Akulaku

In the beginning, Akulaku was the only e-commerce application to support online loans installment purchases without credit cards in the Philippines, developed by Silvervision Co., Ltd. The company’s presence spans many countries, including Indonesia and Malaysia. 

Customers can shop online with Akulaku by pay-as-you-go installments that are made possible through this app. It essentially works just like other popular shopping apps such as Lazada but offers additional features not seen elsewhere. 

It is, namely, able to buy on an installment plan instead of using traditional payment methods or having paperwork filed away somewhere for later reference when applying.

You can find out more about this company with the information below:

  • Office Address: 24F, IBP Tower, Jade Dr, San Antonio, Pasig, 1605 Metro Manila, Philippines
  • Facebook Link: https://www.facebook.com/AkulakuPhilippines
  • Phone: +63 2 5304 9120
  • Email: cs.ph@akulaku.com
  • Website: https://www.akulaku.com/ph

The Staff Of Akulaku Company

The Staff Of Akulaku Company

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What You Should Do To Receive Cash On Akulaku

Register for an account with Akulaku and confirm your profile to get an online cash advance on their app. As soon as your profile is confirmed, you will receive a limit on credit between PHP 5k and PHP 10k, depending on your profile information. 

With this amount granted, getting purchases or installment plans has become easier than ever before because now all it takes is one tap away–just like how buying something over the phone becomes super easy too when using certain apps nowadays.

See also: Robocash – Quick Loan Online 0% Interest Disbursement 24/7

Akulaku Application Requirements

To apply for Akulaku, you must fulfill the following requirements: In the Philippines, you need a valid ID card and bank account to get this loan. What’s even better is that Filipinos aged 18-50 can apply!

The Interest Rate You Need To Consider On Akulaku

Akulaku is a great option for people who want to get the most money possible with their advances. 

You can apply for a loan from Akulaku with competitive interest rates. Your score will determine the rate you receive, and we believe in allowing everyone to get ahead.

For instance, if someone has excellent scores but only needs short-term financial assistance (e.g., eight days), Akulaiku offers them 5%. On the other hand, if somebody’s looking towards long-term loans, 15-day terms will cost 7%.

Term 8 Days
Processing Fee And Interest 7%
Loan Amount ₱2,500
Total amount Loan Amount x 1.07= ₱2,500 * 1.07 = ₱2,675 

See also: CashXpress – Quick Loan 24/7 100% Online

Loan Term And Loan Limit 

Ready to invest in your future? The Akulaku app has made it easier to get the money you need. The innovative online loans platform allows users up to 2 500 PHP fast, no matter their credit score or how much time they have available for repayment! 

For the first loan, Akulaku only lets you receive up to PHP 1.000 in 15 days. Still, once your payment on time is confirmed, they will automatically increase this limit for future loans with different terms of 30 or 45-days duration, respectively, depending on the initial borrowing period.

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Get Installment Loan On Akulaku

Step 1: Download the application

Akulaku is a free app that supports both Android and iOS versions.

Step 2: Create an account to get started

Step 3: Authenticate information

The company ensures that the registration process is quick and easy. They notify you once your application has been successful, so there’s no worrying about wasting time on a website! Successful notification of your successful account within 2 working days.

Akulaku Application

Akulaku Application

Why You Should Choose Akulaku

There are so many companies in the market, but why should you choose Akulaku? We’ll take an informative look at their company and what makes them stand out.

Buy Now, Pay Later! 

So, you’re looking to buy the things on your wishlist but don’t have enough money? Well, now is a great time! All it takes is one phone call, and within minutes all of those goodies can be yours. Just consider your loan limit and terms & conditions applied for the offer.

Easy-to-setup Bills

With the tap of your finger, you can settle all accounts and make sure they are paid on time.

Free Delivery Service

Enjoy free shipping and worry-free returns with our flat-rate delivery service. No hassle, no fuss – just great prices that won’t go up on you once they’re delivered!

Convenience Service

Akulaku is the most efficient way to make payments. With an easy-to-use, reliable, and secure payment engine, you can quickly settle your bill with multiple channels like online or offline transactions as well as credit cards at no extra cost!

Game Credits 

Get your game on! Whether you want a new console or just some more credits, Installment is here to help.

Mobile Top-Up 

Stay connected as much as possible with a top-up of your mobile on installment. You can send and receive messages, make calls or use data at any time without worrying about running out!

Enjoy The Company’s Service

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What You Need To Do To Repay Akulaku Loans

Akulaku is a financial service that provides monthly installment payments or advances in the form of an e-wallet. There are four different payment types available for customers:

  • E-wallet
  • Visa / MasterCard
  • Convenience store
  • ATM / Internet Banking card
  • Bank transfer

When using these options, make sure you keep your receipt after making payments because when applying through AkulaKu, they will update fastest if it comes directly into our account!


In this post, we have talked about which service is great for consolidating your debt and putting yourself in a special position where you no longer have any monthly payments. If you are in the market for a new installment loan, Akulaku is an excellent company to use. 

They have great rates, flexible terms, and they make it easy to get approved with no credit check needed! We hope you find our post useful and insightful. Thanks for reading! See you again next week when we discuss another one of our favorite topics!

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See also: MoneyCat – Online Loan 0% With Only ID Card

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